THE WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, consumers click here are increasingly preferring to virtual channels for their financial needs. This shift has resulted to a drop in branch establishments, and many institutions are consolidating existing branches

Return on total assets (ROTA) is a crucial financial metric measured by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the percentage of net income earned relative to the total assets owned by the company. A higher ROTA indicates that a company is efficiently utilizing its assets to